You will see Pay in 4 as a payment method in the PayPal checkout, if both you and your purchase meet our eligibility criteria. For example, if your PayPal account is in good standing and your purchase is under $2,000 AUD.

The first time you select Pay in 4 you will be prompted to accept the terms of the Pay in 4 Facility Agreement (a continuing credit contract) which will govern any future purchase you make with Pay in 4. After that, every time you choose to use Pay in 4 your proposed purchase will be assessed to see if you are eligible to use your Pay in 4 Facility for that purchase.